Awoshie Bus Stop, near the Mosque +233 262-335330 Working Hours: Monday - Friday , 08:00AM - 17:00PM perfecttimemcs@gmail.com We reply in 24hrs

OUR SERVICES

Perfect Time Micro-Credit Services is dedicated to provide credit financing solutions to address personal and commercial financial needs.

We provide a conducive business environment and fill voids by reaching clients whose needs were not specifically addressed in an excellent and professional manner.

Salary Loan

Our Salary Loan is designed to provided short to medium term monetary loan to employees of profiled organizations to meet their financial needs. We offer a simple loan process with flexible repayment. Terms and conditions do apply.
Personal Loan

Perfect Time Personal loans are flexible, short to medium-term loans tailored to reach your goals. Get a personal loan for unforeseen emergencies, for extra financing or to settle bills for your expenses. Terms and conditions do apply.
Fixed Asset Loan

This loan can satisfy the financing needs of the applicant during the fixed asset investment period such as technology upgrading, infrastructure construction, real estate development and research and development. We offer competitive rates and flexible terms for affordable repayments.
Working Capital Loan

Need a working capital loan to address urgent operational expenses? Look no further, we offer monetary loan to pay business bills, for construction of an expansion or to bring in new products to sell. This loan does not satisfy long-term financial needs. We simply provide the working capital to keep the business afloat. Terms and conditions do apply.
Port Clearing Loan

Port Clearing Loan. This product is uniquely designed to support businesses, companies and individuals who want to pay for import duty fees on goods at the port of entry but lack the necessary funding to clear charges.
Local Purchase Order/Contract Finance

Local Purchase order is a commercial funding solution providing payment to suppliers upfront for verified purchase orders from customers. We provide the financial assistance your company requires to make the next big move.
We also have an advanced funding model to cater for customers in good standing that fulfill single or multiple contracts or orders.

QUICK APPLICATION PROCESS

 Are you looking for a hassle-free way to get some quick cash? Maybe it’s for that purchase you just can’t wait for, or to take advantage of a great deal before you miss the opportunity. Or, perhaps an unexpected expense has come up and you don’t want to compromise your lifestyle. Whatever your needs are, with Perfect Time it’s easy to apply. Rest assured, there are no hidden transaction fees. This makes it easy to know exactly what you’re signing up for. Too easy!
CHOOSE LOAN AMOUNT
APPROVE YOUR LOAN
GET YOUR CASH INSTANTLY

CLIENT TESTIMONIALS

From productive economically deprived individuals to stable businesses, Perfect Time Micro-Credit Services is proud of our clients’

success and passionate about helping them accelerate growth through credit financing



"I would not exist if Perfect Time did not help support us. Anytime I needed money to grow, Perfect Time has stepped up to the plate."
Regina Fosu
Trader



"Perfect Time worked extensively with me to help me anticipate some of the issues that my business may face. Not many lenders would go to that length. They’ve been extremely supportive and a great resource"
Bernice Djan
Soft Drink Distributor



"Perfect Time enabled me to take advantage of an incredible opportunity to relocate and expand my business, at a pivotal time. The support I received from Perfect Time staff was priceless"
Nii Darku Djan
Business Man